Honda Finance Center in Des Plaines, IL
Auto Financing Has Never Been Easier
When you choose AutoNation Honda O'Hare for your auto financing needs, you can expect:

Straightforward Pricing
You'll receive an affordable price on new and pre-owned vehicles. So you'll save time and get a great value.

Worry-Free Financing
We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

Easy Credit
Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.
Shopping Tools
Honda Payment Calculator
Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.
Protect Your Vehicle
AutoNation Honda O'Hare offers protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents.
Explore Protection Plans
We'll Buy Your Car
Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*
Get a Certified Offer
Frequently Asked Questions
Is it better to lease or finance a car?
Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Depending on your situation, one may be better than the other for you.
If you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year then leasing might be the best option.
Do you want to keep your car for longer than three years? You should probably consider purchasing your next vehicle.
Can I trade in my car that's not paid off?
Yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.
If your car is worth less than what you owe, the remaining loan balance will simply be deducted from the value of your trade-in.
In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!
How much should a car down payment be?
It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.
You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.
If you are interested in having the lowest possible down payment, taking advantage of our affordable or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.
Can I finance a used car?
Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.
Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!
Your Trusted Honda Finance Center in Des Plaines
A brand-new vehicle is an exciting purchase. For your new-car buying needs, check out our new inventory, covering the latest and most popular new Honda models like:
- Honda Accord For Sale
- Honda Civic For Sale
- Honda Civic Hatchback For Sale
- Honda CR-V For Sale
- Honda HR-V For Sale
- Honda Odyssey For Sale
- Honda Passport For Sale
- Honda Pilot For Sale
- Honda Ridgeline For Sale
Green-minded drivers will be thrilled to know AutoNation Honda O'Hare carries all of Honda's best eco-friendly rides too.
Finance a Honda Near Me in Des Plaines, IL
When you've finally decided between that new Honda CR-V SUV or used Honda Civic Coupe, you'll be happy to know you have flexible financing options.
Choosing whether to buy or lease your new or used car depends on your personal preference. If you buy, you're taking out an auto loan to finance the total cost of the vehicle. With a Honda lease, you're financing only the use of the vehicle, generally resulting in lower payments.
Whichever way you decide to go, the experts at AutoNation Honda O'Hare's finance department are here for drivers of Des Plaines, Mt. Prospect, and Park Ridge. Our Honda dealership will help you find the car loan terms and monthly payments ideal for you. They'll even walk you through the most competitive rates on your new car purchase, like those found on our Honda Current Offers page.
So come by our dealership's Finance Center. We're open today!
Honda Specials and Lease Deals
How to choose between buying or leasing a new Honda vehicle?
A lease may be a good idea if:
- You like flexibility
- You regularly upgrade cars
- You drive under 10,000 miles per year
- You don't modify your car
- You prefer lower monthly payments
Leases can last for 24 to 60 months. That means you get to experience the newest Honda models like the 2025 Honda Pilot SUV, Honda Accord Sedan, or Honda Ridgeline Truck every two to five years.
You also have options when your lease ends: You can choose to return your car for a new lease, extend your current lease, or even buy the car.
Buying may be a better choice for drivers who:
- Keep their vehicles long term
- Want to completely customize their cars
- Like to modify their car
- Drive over 10,000 miles per year
You can lease used Honda vehicles. Contact our Finance Center for more details.
How to Finance a Honda Vehicle
To start the Honda financing process, the first thing to do is fill out our online finance application. With just a few personal information details, our finance team can figure out what vehicle pricing and down payments are available to you with your credit. You can also use our online payment calculator tool to get rough estimates of the financing options available to you from Honda Financial Services.
With Honda no-hassle financing and our finance pledge, we promise to find you the best prices for your budget with full transparency. You can also check out our Lease & Finance Specials online if you want to lower your payments.
We'll Buy Your Car
We also accept trade-in vehicles based on Kelley Blue Book values. Basically, we take care of paying off the lien holder when we get the title of your vehicle. That's much easier than trying to sell your vehicle privately. Call us for more details at 877-565-0555.
Visit AutoNation Honda O'Hare in Des Plaines
If you're ready to finance a Honda, come visit AutoNation Honda O'Hare. We're located at 1533 South River Rd. in Des Plaines, near Starbucks and Allstate Arena.
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Your privacy is important to us.
AutoNation Honda O'Hare takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.
** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.
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AutoNation Honda O'Hare
On the Corner of River Rd & Oakton St
1533 S River Rd
Des Plaines, IL 60018
- Sales: 877-565-0555